ZIP
42206
KY · County 21141 · pop 5,675 (population)
39.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #2525
Why This ZIP
ZIP 42206 ranks #2525 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 44.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42206 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21141 — ZIP 42206 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21141 — ZIP 42206 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21141 — ZIP 42206 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.4 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.0 |
| Construction Pressure | 31.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2525
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp44.0
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
31.8
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
54.4
Bank Institutional
63.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
92.5
Price Cut %
39.4%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
63.0
Insurance Score
0.0
Listings Discount
54.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42206 | 36.6 | 23.5 | 0.0 | 54.4 |
| County 21141 | 33.8 | 24.3 | 0.0 | 32.7 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42274 | 37.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 22 |
| 42256 | 36.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42202 | 34.8 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42276 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 26 |
| 42204 | 33.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 42265 | 27.4 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42206
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.