ZIP
42256
KY · County 21141 · pop 5,052 (population)
36.8
Opportunity Index
OVERHEATEDNational rank #6074
Why This ZIP
ZIP 42256 ranks #6074 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42256 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21141 — ZIP 42256 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21141 — ZIP 42256 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21141 — ZIP 42256 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Vacancy | 29.5 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.6 |
| Construction Pressure | 14.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6074
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.5
Pulse score40.3
Signal Breakdown — 10 Categories
Vacancy
29.5
Auction / REO
—
Construction Pressure
14.2
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.6
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
29.5%
Bank Score
70.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42256 | 40.3 | 28.1 | 0.0 | — |
| County 21141 | 34.5 | 26.3 | 0.0 | 32.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42206 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 26 |
| 42274 | 37.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 23 |
| 42202 | 35.3 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42276 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 27 |
| 42204 | 33.7 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42265 | 27.9 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42256
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.