ZIP
42240
KY · County 21047 · pop 41,510 (population)
37.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #5109
Why This ZIP
ZIP 42240 ranks #5109 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42240 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21047 — ZIP 42240 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21047 — ZIP 42240 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21047 — ZIP 42240 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.7 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.3 |
| Construction Pressure | 41.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5109
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.3
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
41.5
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
36.7
Bank Institutional
59.3
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
93.4
Price Cut %
13.1%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
59.3
Insurance Score
0.0
Listings Discount
36.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42240 | 36.8 | 27.2 | 0.0 | 36.7 |
| County 21047 | 35.1 | 26.4 | 0.0 | 32.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42408 | 44.3 | STRONG_BUY | VACANCY | 63 | 28 |
| 42236 | 42.2 | STRONG_BUY | VACANCY | 61 | 28 |
| 42217 | 42.0 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 27 |
| 42220 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 26 |
| 42262 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 49 | 27 |
| 42266 | 37.6 | OVERHEATED | VACANCY | — | 27 |
| 42286 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 26 |
| 42232 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42254 | 32.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42464 | 31.7 | EARLY_SIGNAL | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42240
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.