ZIP
42266
KY · County 21047 · pop 3,203 (population)
37.1
Opportunity Index
OVERHEATEDNational rank #5500
Why This ZIP
ZIP 42266 ranks #5500 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42266 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21047 — ZIP 42266 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21047 — ZIP 42266 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21047 — ZIP 42266 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 19.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.7 |
| Construction Pressure | 41.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5500
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.7
Pulse score40.7
Signal Breakdown — 10 Categories
Vacancy
19.6
Auction / REO
—
Construction Pressure
41.4
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.7
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.6%
Bank Score
67.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42266 | 40.7 | 25.1 | 0.0 | — |
| County 21047 | 34.4 | 24.4 | 0.0 | 32.6 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42408 | 43.6 | STRONG_BUY | VACANCY | 62 | 26 |
| 42236 | 41.6 | STRONG_BUY | VACANCY | 60 | 26 |
| 42217 | 41.5 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 26 |
| 42220 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 42262 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 26 |
| 42240 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 37 | 26 |
| 42286 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 25 |
| 42232 | 33.9 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42254 | 32.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42464 | 31.1 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42266
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.