ZIP
42326
KY · County 21177 · pop 294 (population)
28.1
Opportunity Index
WEAKNational rank #26947
Why This ZIP
ZIP 42326 ranks #26947 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42326 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21177 — ZIP 42326 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21177 — ZIP 42326 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21177 — ZIP 42326 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.0 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26947
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp38.8
Pulse score21.0
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42326 | 21.0 | 25.8 | 0.0 | — |
| County 21177 | 31.1 | 25.8 | 0.0 | 28.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42372 | 43.5 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 31 |
| 42339 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 27 |
| 42220 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 26 |
| 42345 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 26 |
| 42256 | 36.8 | OVERHEATED | VACANCY | — | 28 |
| 42323 | 35.2 | WATCHLIST | VACANCY | 46 | 26 |
| 42367 | 35.1 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42344 | 32.1 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42374 | 32.1 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42330 | 32.1 | EARLY_SIGNAL | VACANCY | 25 | 26 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42326
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.