ZIP
42327
KY · County 21149 · pop 4,379 (population)
41.9
Opportunity Index
STRONG_BUYNational rank #1022
Why This ZIP
ZIP 42327 ranks #1022 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42327 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21149 — ZIP 42327 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21149 — ZIP 42327 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21149 — ZIP 42327 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.6 |
| Property Stress | 34.0 |
| Foreclosure / Delinquency | 28.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.7 |
| Bank Institutional | 61.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1022
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp42.0
Pulse score41.9
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
72.7
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
43.6
Bank Institutional
61.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
77.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
61.5
Insurance Score
0.0
Listings Discount
43.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42327 | 41.9 | 26.9 | 0.0 | 43.6 |
| County 21149 | 39.3 | 26.0 | 0.0 | 36.8 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42372 | 43.5 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 31 |
| 42376 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 26 |
| 42352 | 38.3 | OVERHEATED | BANK_INSTITUTIONAL | 29 | 31 |
| 42301 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 24 |
| 42371 | 36.8 | OVERHEATED | VACANCY | — | 34 |
| 42350 | 35.4 | EARLY_SIGNAL | VACANCY | — | 34 |
| 42322 | 32.6 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42327
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.