ZIP
42301
KY · County 21059 · pop 45,399 (population)
36.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #5912
Why This ZIP
ZIP 42301 ranks #5912 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42301 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21059 — ZIP 42301 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21059 — ZIP 42301 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21059 — ZIP 42301 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.2 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 87.0 |
| Bank Institutional | 57.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5912
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.7
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
87.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
38.2
Bank Institutional
57.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
77.8
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
57.0
Insurance Score
0.0
Listings Discount
38.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42301 | 35.7 | 15.8 | 0.0 | 38.2 |
| County 21059 | 35.3 | 16.1 | 0.0 | 39.8 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42327 | 41.9 | STRONG_BUY | BANK_INSTITUTIONAL | 44 | 34 |
| 42355 | 41.2 | STRONG_BUY | VACANCY | 56 | 25 |
| 42348 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 22 |
| 42366 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 25 |
| 42376 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 26 |
| 42303 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 25 |
| 42351 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 23 |
| 42378 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 42356 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42301
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.