ZIP
42351
KY · County 21091 · pop 4,580 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7310
Why This ZIP
ZIP 42351 ranks #7310 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42351 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21091 — ZIP 42351 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21091 — ZIP 42351 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21091 — ZIP 42351 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.2 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 81.4 |
| Bank Institutional | 64.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7310
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.1
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
7.2
Auction / REO
—
Construction Pressure
81.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
33.2
Bank Institutional
64.1
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.2%
Bank Score
64.1
Insurance Score
0.0
Listings Discount
33.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42351 | 36.8 | 19.8 | 0.0 | 33.2 |
| County 21091 | 37.5 | 20.5 | 0.0 | 38.8 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42343 | 47.4 | STRONG_BUY | VACANCY | 64 | 27 |
| 42348 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 22 |
| 42366 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 25 |
| 42368 | 32.5 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42351
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.