ZIP
42348
KY · County 21091 · pop 4,709 (population)
39.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2928
Why This ZIP
ZIP 42348 ranks #2928 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42348 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21091 — ZIP 42348 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21091 — ZIP 42348 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21091 — ZIP 42348 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.4 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 74.7 |
| Bank Institutional | 64.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2928
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.2
Pulse score38.6
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
74.7
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
46.4
Bank Institutional
64.1
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
114.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
64.1
Insurance Score
0.0
Listings Discount
46.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42348 | 38.6 | 20.4 | 0.0 | 46.4 |
| County 21091 | 37.5 | 20.5 | 0.0 | 38.8 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42343 | 47.4 | STRONG_BUY | VACANCY | 64 | 27 |
| 42366 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 25 |
| 42351 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 23 |
| 42368 | 32.5 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42348
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.