ZIP
42420
KY · County 21101 · pop 38,434 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #15003
Why This ZIP
ZIP 42420 ranks #15003 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42420 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21101 — ZIP 42420 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21101 — ZIP 42420 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21101 — ZIP 42420 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.7 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
| Construction Pressure | 39.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15003
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.2
Pulse score31.9
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
39.8
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
27.7
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
136.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
27.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42420 | 31.9 | 23.1 | 0.0 | 27.7 |
| County 21101 | 31.8 | 22.9 | 0.0 | 29.2 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42452 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 42461 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 55 | 26 |
| 42406 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 42301 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 24 |
| 42462 | 32.9 | EARLY_SIGNAL | VACANCY | — | 25 |
| 42458 | 32.2 | EARLY_SIGNAL | VACANCY | — | 23 |
| 42451 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42420
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.