ZIP
42441
KY · County 21107 · pop 1,640 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3203
Why This ZIP
ZIP 42441 ranks #3203 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 52.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42441 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21107 — ZIP 42441 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21107 — ZIP 42441 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21107 — ZIP 42441 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 58.3 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3203
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp52.0
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
12.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
58.3
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
12.7%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
58.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42441 | 30.1 | 26.9 | 0.0 | 58.3 |
| County 21107 | 33.1 | 25.5 | 0.0 | 35.9 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42445 | 44.9 | STRONG_BUY | BANK_INSTITUTIONAL | 57 | 30 |
| 42408 | 43.6 | STRONG_BUY | VACANCY | 62 | 26 |
| 42450 | 42.9 | STRONG_BUY | VACANCY | 53 | 35 |
| 42456 | 39.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 37 |
| 42431 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 25 |
| 42410 | 35.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 42413 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 42464 | 31.1 | EARLY_SIGNAL | VACANCY | — | 25 |
| 42442 | 30.4 | WEAK | VACANCY | — | 25 |
| 42436 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42441
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.