ZIP
42459
KY · County 21225 · pop 3,965 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #10980
Why This ZIP
ZIP 42459 ranks #10980 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42459 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21225 — ZIP 42459 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21225 — ZIP 42459 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21225 — ZIP 42459 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.0 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.3 |
| Construction Pressure | 2.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10980
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.7
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
2.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
36.0
Bank Institutional
63.3
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
63.3
Insurance Score
0.0
Listings Discount
36.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42459 | 32.9 | 24.4 | 0.0 | 36.0 |
| County 21225 | 34.1 | 24.3 | 0.0 | 41.1 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42404 | 42.2 | OVERHEATED | VACANCY | — | 43 |
| 42461 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 55 | 24 |
| 42437 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 42462 | 32.2 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42459
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.