ZIP
42404
KY · County 21233 · pop 2,268 (population)
42.6
Opportunity Index
OVERHEATEDNational rank #776
Why This ZIP
ZIP 42404 ranks #776 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42404 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21233 — ZIP 42404 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21233 — ZIP 42404 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21233 — ZIP 42404 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 63.0 |
| Property Stress | 44.0 |
| Vacancy | 16.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.2 |
| Construction Pressure | 10.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#776
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.4
Pulse score48.1
Signal Breakdown — 10 Categories
Vacancy
16.2
Auction / REO
—
Construction Pressure
10.0
FL Deep Bonus
—
Property Stress
44.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.2
Insurance Distress
0.0
Foreclosure / Delinquency
63.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.2%
Bank Score
72.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42404 | 48.1 | 49.8 | 0.0 | — |
| County 21233 | 45.2 | 47.5 | 0.0 | 25.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42409 | 48.7 | STRONG_BUY | VACANCY | 54 | 45 |
| 42450 | 43.5 | STRONG_BUY | VACANCY | 53 | 37 |
| 42455 | 41.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 45 |
| 42456 | 40.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 38 |
| 42452 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 42441 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 58 | 28 |
| 42437 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 26 |
| 42463 | 38.7 | OVERHEATED | FORECLOSURE_DELINQUENCY | — | 45 |
| 42406 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 42444 | 36.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42404
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.