ZIP
42409
KY · County 21233 · pop 2,319 (population)
48.7
Opportunity Index
STRONG_BUYNational rank #69
Why This ZIP
ZIP 42409 ranks #69 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42409 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21233 — ZIP 42409 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21233 — ZIP 42409 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21233 — ZIP 42409 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 65.0 |
| Listings Discount | 53.9 |
| Property Stress | 45.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.2 |
| Construction Pressure | 10.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#69
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.5
Pulse score50.9
Signal Breakdown — 10 Categories
Vacancy
19.0
Auction / REO
—
Construction Pressure
10.0
FL Deep Bonus
—
Property Stress
45.0
HOA / Federal Liens
—
Listings Discount
53.9
Bank Institutional
75.2
Insurance Distress
0.0
Foreclosure / Delinquency
65.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.0%
Bank Score
75.2
Insurance Score
0.0
Listings Discount
53.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42409 | 50.9 | 51.3 | 0.0 | 53.9 |
| County 21233 | 45.2 | 47.5 | 0.0 | 25.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42450 | 43.5 | STRONG_BUY | VACANCY | 53 | 37 |
| 42404 | 42.6 | OVERHEATED | VACANCY | — | 44 |
| 42455 | 41.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 45 |
| 42456 | 40.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 38 |
| 42452 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 42441 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 58 | 28 |
| 42437 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 26 |
| 42463 | 38.7 | OVERHEATED | FORECLOSURE_DELINQUENCY | — | 45 |
| 42406 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 47 | 23 |
| 42444 | 36.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42409
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.