ZIP
42642
KY · County 21207 · pop 12,951 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10330
Why This ZIP
ZIP 42642 ranks #10330 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42642 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21207 — ZIP 42642 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21207 — ZIP 42642 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21207 — ZIP 42642 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 27.0 |
| Vacancy | 21.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10330
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.9
Pulse score35.2
Signal Breakdown — 10 Categories
Vacancy
21.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
57.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
21.3%
Bank Score
57.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42642 | 35.2 | 28.0 | 0.0 | — |
| County 21207 | 35.7 | 28.1 | 0.0 | 13.4 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42602 | 41.8 | STRONG_BUY | VACANCY | 53 | 30 |
| 42544 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 49 | 28 |
| 42629 | 36.8 | OVERHEATED | VACANCY | 36 | 28 |
| 42741 | 36.4 | OVERHEATED | VACANCY | — | 27 |
| 42528 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42565 | 29.9 | WEAK | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/42642
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.