ZIP
42544
KY · County 21199 · pop 5,731 (population)
41.3
Opportunity Index
STRONG_BUYNational rank #1319
Why This ZIP
ZIP 42544 ranks #1319 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 43.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42544 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21199 — ZIP 42544 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21199 — ZIP 42544 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21199 — ZIP 42544 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.2 |
| Foreclosure / Delinquency | 37.0 |
| Vacancy | 34.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.6 |
| Construction Pressure | 5.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1319
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp43.2
Pulse score40.1
Signal Breakdown — 10 Categories
Vacancy
34.3
Auction / REO
—
Construction Pressure
5.3
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
49.2
Bank Institutional
62.6
Insurance Distress
0.0
Foreclosure / Delinquency
37.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
34.3%
Bank Score
62.6
Insurance Score
0.0
Listings Discount
49.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42544 | 40.1 | 31.6 | 0.0 | 49.2 |
| County 21199 | 36.7 | 32.1 | 0.0 | 39.3 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42519 | 41.4 | STRONG_BUY | VACANCY | 48 | 30 |
| 42553 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 30 |
| 42518 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 51 | 30 |
| 42501 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 42 | 30 |
| 42503 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 30 |
| 40409 | 37.1 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 28 |
| 42567 | 36.4 | EARLY_SIGNAL | VACANCY | — | 29 |
| 40419 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 42642 | 35.5 | EARLY_SIGNAL | VACANCY | — | 29 |
| 42533 | 32.3 | EARLY_SIGNAL | VACANCY | — | 30 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42544
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.