ZIP
42501
KY · County 21199 · pop 17,441 (population)
38.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #4125
Why This ZIP
ZIP 42501 ranks #4125 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42501 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21199 — ZIP 42501 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21199 — ZIP 42501 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21199 — ZIP 42501 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.8 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.4 |
| Construction Pressure | 7.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4125
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.6
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
17.3
Auction / REO
—
Construction Pressure
7.0
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
41.8
Bank Institutional
54.4
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
77.9
Price Cut %
—%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
17.3%
Bank Score
54.4
Insurance Score
0.0
Listings Discount
41.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42501 | 35.7 | 29.7 | 0.0 | 41.8 |
| County 21199 | 35.7 | 29.6 | 0.0 | 39.3 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42519 | 40.7 | STRONG_BUY | VACANCY | 48 | 28 |
| 42544 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 49 | 28 |
| 42553 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 28 |
| 42518 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 51 | 28 |
| 42503 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 28 |
| 40409 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 27 |
| 42567 | 35.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 40419 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 42642 | 34.7 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42533 | 31.5 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/42501
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.