ZIP
42746
KY · County 21099 · pop 2,473 (population)
33.9
Opportunity Index
EARLY_SIGNALNational rank #12253
Why This ZIP
ZIP 42746 ranks #12253 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42746 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21099 — ZIP 42746 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21099 — ZIP 42746 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21099 — ZIP 42746 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 41.0 |
| Property Stress | 32.0 |
| Vacancy | 23.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 24.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12253
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.5
Pulse score28.9
Signal Breakdown — 10 Categories
Vacancy
23.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
24.5
Insurance Distress
0.0
Foreclosure / Delinquency
41.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
23.2%
Bank Score
24.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42746 | 28.9 | 33.5 | 0.0 | — |
| County 21099 | 32.4 | 33.9 | 0.0 | 14.3 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42713 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 33 |
| 42749 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 40 | 31 |
| 42127 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 38 | 24 |
| 42722 | 37.2 | OVERHEATED | VACANCY | — | 33 |
| 42729 | 36.0 | EARLY_SIGNAL | VACANCY | — | 37 |
| 42784 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 28 |
| 42757 | 33.5 | EARLY_SIGNAL | VACANCY | — | 31 |
| 42765 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 33 |
| 42782 | 32.9 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/42746
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.