ZIP
42127
KY · County 21009 · pop 6,356 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3706
Why This ZIP
ZIP 42127 ranks #3706 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42127 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21009 — ZIP 42127 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21009 — ZIP 42127 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21009 — ZIP 42127 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.0 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.8 |
| Bank Institutional | 59.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3706
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score38.5
Signal Breakdown — 10 Categories
Vacancy
8.8
Auction / REO
—
Construction Pressure
73.8
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
38.0
Bank Institutional
59.6
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.8%
Bank Score
59.6
Insurance Score
0.0
Listings Discount
38.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42127 | 38.5 | 27.4 | 0.0 | 38.0 |
| County 21009 | 38.5 | 26.8 | 0.0 | 35.0 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42160 | 42.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 37 |
| 42141 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 25 |
| 42749 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 40 | 33 |
| 42133 | 38.6 | OVERHEATED | VACANCY | — | 25 |
| 42171 | 38.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 30 |
| 42166 | 37.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 25 |
| 42156 | 36.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 42154 | 36.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42123 | 33.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 42130 | 33.2 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42127
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.