ZIP
42166
KY · County 21169 · pop 2,192 (population)
37.0
Opportunity Index
OVERHEATEDNational rank #5752
Why This ZIP
ZIP 42166 ranks #5752 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42166 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21169 — ZIP 42166 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21169 — ZIP 42166 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21169 — ZIP 42166 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 25.0 |
| Vacancy | 11.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 81.4 |
| Bank Institutional | 58.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5752
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp33.3
Pulse score39.5
Signal Breakdown — 10 Categories
Vacancy
11.7
Auction / REO
—
Construction Pressure
81.4
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
58.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.7%
Bank Score
58.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42166 | 39.5 | 26.9 | 0.0 | — |
| County 21169 | 38.0 | 28.2 | 0.0 | 25.3 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42728 | 42.6 | STRONG_BUY | VACANCY | 44 | 28 |
| 42749 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 40 | 33 |
| 42129 | 38.7 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 26 |
| 42154 | 36.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42214 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 27 |
| 42715 | 35.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 42746 | 34.8 | EARLY_SIGNAL | VACANCY | — | 34 |
| 42167 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 25 |
| 42124 | 30.0 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42166
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.