ZIP
42129
KY · County 21169 · pop 7,044 (population)
37.9
Opportunity Index
OVERHEATEDNational rank #4396
Why This ZIP
ZIP 42129 ranks #4396 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42129 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21169 — ZIP 42129 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21169 — ZIP 42129 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21169 — ZIP 42129 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.5 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4396
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score37.9
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
34.5
Bank Institutional
52.8
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
52.8
Insurance Score
0.0
Listings Discount
34.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42129 | 37.9 | 24.8 | 0.0 | 34.5 |
| County 21169 | 37.0 | 25.2 | 0.0 | 25.3 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42728 | 41.9 | STRONG_BUY | VACANCY | 44 | 26 |
| 42749 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 40 | 31 |
| 42166 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 42154 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 42214 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 42715 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 42746 | 33.9 | EARLY_SIGNAL | VACANCY | — | 32 |
| 42167 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 23 |
| 42124 | 29.1 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/42129
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.