ZIP
42728
KY · County 21001 · pop 16,108 (population)
41.9
Opportunity Index
STRONG_BUYNational rank #1000
Why This ZIP
ZIP 42728 ranks #1000 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42728 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21001 — ZIP 42728 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21001 — ZIP 42728 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21001 — ZIP 42728 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.6 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 92.0 |
| Bank Institutional | 51.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1000
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.4
Pulse score41.6
Signal Breakdown — 10 Categories
Vacancy
18.8
Auction / REO
—
Construction Pressure
92.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
43.6
Bank Institutional
51.4
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
42.0
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
18.8%
Bank Score
51.4
Insurance Score
0.0
Listings Discount
43.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42728 | 41.6 | 26.9 | 0.0 | 43.6 |
| County 21001 | 40.2 | 26.8 | 0.0 | 35.7 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42743 | 39.7 | OVERHEATED | VACANCY | 36 | 29 |
| 42129 | 37.9 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 24 |
| 42539 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 42753 | 36.8 | OVERHEATED | VACANCY | — | 27 |
| 42741 | 36.4 | OVERHEATED | VACANCY | — | 27 |
| 42642 | 34.7 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42528 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42715 | 34.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 42742 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 42733 | 26.9 | WEAK | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/42728
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.