ZIP
42160
KY · County 21061 · pop 2,693 (population)
42.0
Opportunity Index
OVERHEATEDNational rank #977
Why This ZIP
ZIP 42160 ranks #977 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42160 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21061 — ZIP 42160 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21061 — ZIP 42160 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21061 — ZIP 42160 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 55.0 |
| Property Stress | 37.0 |
| Vacancy | 7.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 81.4 |
| Bank Institutional | 68.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#977
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp33.6
Pulse score47.6
Signal Breakdown — 10 Categories
Vacancy
7.7
Auction / REO
—
Construction Pressure
81.4
FL Deep Bonus
—
Property Stress
37.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.8
Insurance Distress
0.0
Foreclosure / Delinquency
55.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.7%
Bank Score
68.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42160 | 47.6 | 42.5 | 0.0 | — |
| County 21061 | 41.9 | 41.9 | 0.0 | 20.6 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42210 | 46.8 | STRONG_BUY | VACANCY | 38 | 48 |
| 42259 | 43.6 | OVERHEATED | VACANCY | — | 48 |
| 42285 | 43.1 | OVERHEATED | VACANCY | — | 48 |
| 42207 | 41.1 | OVERHEATED | VACANCY | — | 48 |
| 42275 | 41.0 | OVERHEATED | VACANCY | — | 39 |
| 42754 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 45 | 32 |
| 42171 | 38.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 30 |
| 42721 | 36.6 | OVERHEATED | VACANCY | — | 32 |
| 42729 | 36.5 | OVERHEATED | VACANCY | — | 38 |
| 42101 | 36.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42160
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.