ZIP
42721
KY · County 21085 · pop 4,302 (population)
35.8
Opportunity Index
EARLY_SIGNALNational rank #7810
Why This ZIP
ZIP 42721 ranks #7810 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42721 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21085 — ZIP 42721 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21085 — ZIP 42721 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21085 — ZIP 42721 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 30.0 |
| Vacancy | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7810
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.9
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
17.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.7
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.0%
Bank Score
65.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42721 | 37.8 | 31.0 | 0.0 | — |
| County 21085 | 37.7 | 30.6 | 0.0 | 36.2 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42726 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 30 |
| 42712 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 45 | 25 |
| 42207 | 40.3 | OVERHEATED | VACANCY | — | 46 |
| 42754 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 30 |
| 40119 | 35.3 | EARLY_SIGNAL | VACANCY | — | 34 |
| 42349 | 34.2 | EARLY_SIGNAL | VACANCY | — | 26 |
| 42361 | 33.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 42762 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42721
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.