County FIPS
21085
KY · 9 ZIPs · pop weight 32712.0
34.1
Opportunity Index
PEAK_OPPORTUNITYWhy Ranked #367
Peak entry zone — opportunity_index 34. VACANCY + LISTINGS_DISCOUNT converging. Short-sale supply: 3 listings.
County 21085 (KY)
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
County 21085 (KY)National 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in 21085 (KY) — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| VACANCY | 100.0 |
| LISTINGS_DISCOUNT | 36.2 |
| FORECLOSURE | 30.6 |
▼ Top 3 Risk Signals
| LONG_DOM | 100.0 |
| BANK_STRESS | 58.3 |
⚠ Missing Data
auction_events
Coverage: 100%
Confidence: HIGH
⇅ Rank Movement
National rank#367
State rank#28
Previous national#573
7d Δ+0.3
Signal Breakdown
Property Stress
29.9
Bank Stress
58.3
Foreclosure
30.6
Insurance Distress
0.0
Listings Discount
36.2
Avg DOM (days)
111.5
Short-Sale Listings
3
Auction Events 90d
0
Vacancy %
24.1%
Benchmark vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| This county | 37.7 | 30.6 | 0.0 | 36.2 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
ZIPs in 21085 — Top Opportunities (9 ZIPs)
| ZIP | Opp | Phase | Driver | Disc | Stress | Bank | Vac |
|---|---|---|---|---|---|---|---|
| 42726 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 30 | 66 | 37.0 |
| 42207 | 40.3 | OVERHEATED | VACANCY | — | 46 | 28 | 25.4 |
| 42712 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 45 | 25 | 63 | 20.1 |
| 42754 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 30 | 56 | 19.9 |
| 42721 | 35.8 | EARLY_SIGNAL | VACANCY | — | 30 | 66 | 17.0 |
| 40119 | 35.3 | EARLY_SIGNAL | VACANCY | — | 34 | 31 | 59.8 |
| 42349 | 34.2 | EARLY_SIGNAL | VACANCY | — | 26 | 32 | 12.0 |
| 42361 | 33.2 | EARLY_SIGNAL | VACANCY | — | 27 | 32 | 13.0 |
| 42762 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 18 | 28 | 0.0 |
DLRadar data · last update 10/20/2026, 3:33:29 AM