ZIP
42101
KY · County 21227 · pop 63,290 (population)
36.4
Opportunity Index
EARLY_SIGNALNational rank #6758
Why This ZIP
ZIP 42101 ranks #6758 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42101 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21227 — ZIP 42101 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21227 — ZIP 42101 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21227 — ZIP 42101 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.2 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.4 |
| Construction Pressure | 53.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6758
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.8
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
53.8
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
34.2
Bank Institutional
57.4
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
57.3
Price Cut %
—%
Short-Sale Listings
29
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
57.4
Insurance Score
0.0
Listings Discount
34.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42101 | 35.4 | 26.0 | 0.0 | 34.2 |
| County 21227 | 34.1 | 24.4 | 0.0 | 34.3 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42206 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 26 |
| 42171 | 38.0 | OVERHEATED | BANK_INSTITUTIONAL | — | 30 |
| 42274 | 37.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 23 |
| 42103 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 23 |
| 42104 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 22 |
| 42159 | 35.1 | WATCHLIST | LISTINGS_DISCOUNT | 42 | 23 |
| 42170 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 42122 | 31.7 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42101
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.