ZIP
42122
KY · County 21227 · pop 5,362 (population)
30.9
Opportunity Index
EARLY_SIGNALNational rank #20181
Why This ZIP
ZIP 42122 ranks #20181 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42122 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21227 — ZIP 42122 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21227 — ZIP 42122 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21227 — ZIP 42122 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 8.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.5 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20181
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.1
Pulse score26.1
Signal Breakdown — 10 Categories
Vacancy
8.7
Auction / REO
—
Construction Pressure
53.5
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.7%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42122 | 26.1 | 20.9 | 0.0 | — |
| County 21227 | 33.3 | 22.3 | 0.0 | 33.6 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42206 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 24 |
| 42171 | 37.3 | OVERHEATED | BANK_INSTITUTIONAL | — | 28 |
| 42274 | 37.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 22 |
| 42103 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 42101 | 35.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 23 |
| 42159 | 34.5 | WATCHLIST | LISTINGS_DISCOUNT | 42 | 21 |
| 42104 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 21 |
| 42170 | 32.2 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/42122
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.