ZIP
42275
KY · County 21031 · pop 881 (population)
41.0
Opportunity Index
OVERHEATEDNational rank #1500
Why This ZIP
ZIP 42275 ranks #1500 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 42275 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21031 — ZIP 42275 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21031 — ZIP 42275 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21031 — ZIP 42275 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 48.0 |
| Property Stress | 39.0 |
| Vacancy | 10.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1500
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.5
Pulse score40.7
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
39.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
48.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42275 | 40.7 | 42.3 | 0.0 | — |
| County 21031 | 44.6 | 31.8 | 0.0 | 7.0 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42261 | 41.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
| 42339 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 27 |
| 42320 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 28 |
| 42256 | 36.8 | OVERHEATED | VACANCY | — | 28 |
| 42721 | 36.6 | OVERHEATED | VACANCY | — | 32 |
| 42333 | 36.5 | OVERHEATED | VACANCY | — | 28 |
| 42101 | 36.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 25 |
| 42276 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 27 |
| 42273 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 42252 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42275
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.