County FIPS
21031
KY · 11 ZIPs · pop weight 110448.0
33.0
Opportunity Index
OVERHEATEDWhy Ranked #595
High index (33) but discount thin. Stress without capital edge — too late or no entry yet.
County 21031 (KY)
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
County 21031 (KY)National 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in 21031 (KY) — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| VACANCY | 71.8 |
| FORECLOSURE | 31.8 |
| PROPERTY_STRESS | 29.6 |
▼ Top 3 Risk Signals
| BANK_STRESS | 65.7 |
| LONG_DOM | 24.2 |
⚠ Missing Data
auction_events
Coverage: 100%
Confidence: HIGH
⇅ Rank Movement
National rank#595
State rank#47
Previous national#74
7d Δ+1.3
Signal Breakdown
Property Stress
29.6
Bank Stress
65.7
Foreclosure
31.8
Insurance Distress
0.0
Listings Discount
7.0
Avg DOM (days)
12.1
Short-Sale Listings
32
Auction Events 90d
0
Vacancy %
14.4%
Benchmark vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| This county | 44.6 | 31.8 | 0.0 | 7.0 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
ZIPs in 21031 — Top Opportunities (11 ZIPs)
| ZIP | Opp | Phase | Driver | Disc | Stress | Bank | Vac |
|---|---|---|---|---|---|---|---|
| 42261 | 41.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 | 72 | 14.2 |
| 42275 | 41.0 | OVERHEATED | VACANCY | — | 39 | 32 | 10.5 |
| 42339 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 27 | 33 | 19.9 |
| 42320 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 28 | 65 | 10.5 |
| 42256 | 36.8 | OVERHEATED | VACANCY | — | 28 | 71 | 29.5 |
| 42721 | 36.6 | OVERHEATED | VACANCY | — | 32 | 66 | 17.0 |
| 42333 | 36.5 | OVERHEATED | VACANCY | — | 28 | 35 | 15.1 |
| 42101 | 36.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 25 | 57 | 9.2 |
| 42276 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 27 | 61 | 8.2 |
| 42273 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 | 35 | 11.5 |
| 42252 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 | 35 | 0.0 |
DLRadar data · last update 10/20/2026, 6:46:17 AM