ZIP
46037
IN · County 18057 · pop 46,976 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15553
Why This ZIP
ZIP 46037 ranks #15553 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46037 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18057 — ZIP 46037 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18057 — ZIP 46037 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18057 — ZIP 46037 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.3 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.1 |
| Construction Pressure | 6.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15553
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp40.5
Pulse score27.4
Signal Breakdown — 10 Categories
Vacancy
3.5
Auction / REO
—
Construction Pressure
6.2
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
47.3
Bank Institutional
59.1
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
40.1
Price Cut %
10.5%
Short-Sale Listings
18
Auction Events 90d
—
Vacancy %
3.5%
Bank Score
59.1
Insurance Score
0.0
Listings Discount
47.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46037 | 27.4 | 13.1 | 0.0 | 47.3 |
| County 18057 | 27.0 | 13.0 | 0.0 | 41.5 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46050 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 46236 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 19 |
| 46256 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 46055 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 12 |
| 46031 | 33.0 | EARLY_SIGNAL | VACANCY | 50 | 16 |
| 46268 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 19 |
| 46033 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 47 | 15 |
| 46034 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 15 |
| 46040 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
| 46062 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46037
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.