ZIP
46050
IN · County 18023 · pop 2,034 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3231
Why This ZIP
ZIP 46050 ranks #3231 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46050 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18023 — ZIP 46050 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18023 — ZIP 46050 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18023 — ZIP 46050 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.5 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 77.8 |
| Construction Pressure | 52.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3231
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.9
Pulse score38.3
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
52.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
56.5
Bank Institutional
77.8
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
104.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
77.8
Insurance Score
0.0
Listings Discount
56.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46050 | 38.3 | 12.3 | 0.0 | 56.5 |
| County 18023 | 35.4 | 14.0 | 0.0 | 39.2 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46058 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 46041 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 15 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 46049 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 46057 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46065 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 46069 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 13 |
| 46979 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46039 | 28.5 | WEAK | VACANCY | — | 9 |
| 46035 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46050
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.