ZIP
46065
IN · County 18023 · pop 3,488 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16108
Why This ZIP
ZIP 46065 ranks #16108 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46065 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18023 — ZIP 46065 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18023 — ZIP 46065 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18023 — ZIP 46065 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
| Vacancy | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.3 |
| Construction Pressure | 63.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16108
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.7
Pulse score33.6
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
63.1
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.3
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
63.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46065 | 33.6 | 17.1 | 0.0 | — |
| County 18023 | 35.4 | 14.0 | 0.0 | 39.2 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46058 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 46050 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 46041 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 15 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 46049 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 46057 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46069 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 13 |
| 46979 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46039 | 28.5 | WEAK | VACANCY | — | 9 |
| 46035 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46065
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.