ZIP
46041
IN · County 18023 · pop 23,359 (population)
36.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #5847
Why This ZIP
ZIP 46041 ranks #5847 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46041 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18023 — ZIP 46041 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18023 — ZIP 46041 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18023 — ZIP 46041 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.3 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.1 |
| Bank Institutional | 63.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5847
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.4
Pulse score35.9
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
79.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
45.3
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
68.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
45.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46041 | 35.9 | 14.1 | 0.0 | 45.3 |
| County 18023 | 35.4 | 14.0 | 0.0 | 39.2 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46058 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 46050 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 46049 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 46057 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46065 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 46069 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 13 |
| 46979 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46039 | 28.5 | WEAK | VACANCY | — | 9 |
| 46035 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46041
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.