ZIP
46076
IN · County 18159 · pop 1,754 (population)
30.5
Opportunity Index
WEAKNational rank #21198
Why This ZIP
ZIP 46076 ranks #21198 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46076 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18159 — ZIP 46076 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18159 — ZIP 46076 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18159 — ZIP 46076 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 15.0 |
| Vacancy | 7.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.4 |
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21198
PhaseWEAK
Primary driverVACANCY
Capital opp36.9
Pulse score26.3
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
68.4
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46076 | 26.3 | 17.1 | 0.0 | — |
| County 18159 | 32.7 | 17.1 | 0.0 | 23.7 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46050 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 46072 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 18 |
| 46049 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 46031 | 33.0 | EARLY_SIGNAL | VACANCY | 50 | 16 |
| 46036 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46902 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 18 |
| 46045 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46068 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46979 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46047 | 26.5 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46076
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.