ZIP
46115
IN · County 18139 · pop 1,512 (population)
30.4
Opportunity Index
WEAKNational rank #21494
Why This ZIP
ZIP 46115 ranks #21494 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46115 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18139 — ZIP 46115 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18139 — ZIP 46115 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18139 — ZIP 46115 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 14.0 |
| Vacancy | 5.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.6 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21494
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score25.8
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
69.6
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46115 | 25.8 | 17.0 | 0.0 | — |
| County 18139 | 34.0 | 17.5 | 0.0 | 28.8 |
| IN state avg | 31.5 | 15.1 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46173 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 19 |
| 47272 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 59 | 17 |
| 46148 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 47240 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 20 |
| 46156 | 34.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 46104 | 33.9 | WATCHLIST | LISTINGS_DISCOUNT | 41 | 19 |
| 46150 | 33.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 46140 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 12 |
| 47352 | 31.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 46133 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/46115
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.