ZIP
46124
IN · County 18145 · pop 7,638 (population)
36.4
Opportunity Index
WATCHLISTNational rank #6758
Why This ZIP
ZIP 46124 ranks #6758 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46124 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18145 — ZIP 46124 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18145 — ZIP 46124 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18145 — ZIP 46124 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.5 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.0 |
| Bank Institutional | 58.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6758
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.5
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
78.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
48.5
Bank Institutional
58.6
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
171.5
Price Cut %
36.8%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
58.6
Insurance Score
0.0
Listings Discount
48.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46124 | 33.7 | 11.7 | 0.0 | 48.5 |
| County 18145 | 31.2 | 12.3 | 0.0 | 34.2 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47272 | 38.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 59 | 18 |
| 46259 | 35.9 | WATCHLIST | LISTINGS_DISCOUNT | 53 | 17 |
| 46176 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 15 |
| 47240 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 21 |
| 46150 | 33.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 46126 | 33.5 | WATCHLIST | LISTINGS_DISCOUNT | 42 | 15 |
| 46144 | 32.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 46140 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 13 |
| 46131 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 10 |
| 46182 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/46124
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.