ZIP
46164
IN · County 18013 · pop 3,991 (population)
39.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #2804
Why This ZIP
ZIP 46164 ranks #2804 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 47.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46164 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18013 — ZIP 46164 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18013 — ZIP 46164 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18013 — ZIP 46164 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.6 |
| Vacancy | 33.9 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.0 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2804
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp47.3
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
33.9
Auction / REO
—
Construction Pressure
66.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
48.6
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
81.4
Price Cut %
5.0%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
33.9%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
48.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46164 | 34.0 | 21.9 | 0.0 | 48.6 |
| County 18013 | 33.7 | 18.7 | 0.0 | 34.5 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46160 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 18 |
| 47448 | 34.6 | EARLY_SIGNAL | VACANCY | 24 | 24 |
| 47468 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 47401 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 15 |
| 46181 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 11 |
| 47235 | 33.7 | WATCHLIST | VACANCY | 44 | 13 |
| 47201 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 16 |
| 47274 | 29.2 | WEAK | BANK_INSTITUTIONAL | 30 | 9 |
| 47435 | 25.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46164
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.