ZIP
46323
IN · County 18089 · pop 23,184 (population)
39.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2906
Why This ZIP
ZIP 46323 ranks #2906 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18089 — ZIP 46323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18089 — ZIP 46323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18089 — ZIP 46323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.5 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.3 |
| Construction Pressure | 57.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2906
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.5
Pulse score36.3
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
57.6
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
51.5
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
12.6
Price Cut %
—%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
51.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46323 | 36.3 | 21.4 | 0.0 | 51.5 |
| County 18089 | 35.3 | 21.2 | 0.0 | 38.3 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46408 | 42.1 | STRONG_BUY | VACANCY | 56 | 22 |
| 46324 | 40.8 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 22 |
| 46327 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 46394 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 22 |
| 46311 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 22 |
| 46321 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 46322 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 22 |
| 46307 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 22 |
| 46407 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
| 46356 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.