ZIP
46504
IN · County 18099 · pop 3,391 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5549
Why This ZIP
ZIP 46504 ranks #5549 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46504 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18099 — ZIP 46504 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18099 — ZIP 46504 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18099 — ZIP 46504 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.5 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.5 |
| Construction Pressure | 42.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5549
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.7
Pulse score36.1
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
42.2
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
46.5
Bank Institutional
69.5
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
55.7
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
69.5
Insurance Score
0.0
Listings Discount
46.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46504 | 36.1 | 19.5 | 0.0 | 46.5 |
| County 18099 | 32.0 | 19.0 | 0.0 | 34.3 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46574 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 52 | 19 |
| 46539 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 23 |
| 46563 | 34.9 | WATCHLIST | VACANCY | 37 | 20 |
| 46537 | 34.1 | EARLY_SIGNAL | VACANCY | 31 | 20 |
| 46501 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 20 |
| 46536 | 31.7 | EARLY_SIGNAL | VACANCY | 46 | 16 |
| 46511 | 31.6 | EARLY_SIGNAL | VACANCY | 15 | 21 |
| 46531 | 30.6 | WEAK | VACANCY | — | 24 |
| 46524 | 30.4 | WEAK | VACANCY | — | 23 |
| 46506 | 29.5 | WEAK | BANK_INSTITUTIONAL | 30 | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46504
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.