ZIP
46526
IN · County 18039 · pop 33,527 (population)
31.6
Opportunity Index
EARLY_SIGNALNational rank #18267
Why This ZIP
ZIP 46526 ranks #18267 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46526 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18039 — ZIP 46526 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18039 — ZIP 46526 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18039 — ZIP 46526 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.1 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.1 |
| Bank Institutional | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18267
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.3
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
9.1
Auction / REO
—
Construction Pressure
72.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
27.1
Bank Institutional
52.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
131.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.1%
Bank Score
52.8
Insurance Score
0.0
Listings Discount
27.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46526 | 30.4 | 14.4 | 0.0 | 27.1 |
| County 18039 | 31.0 | 14.6 | 0.0 | 25.1 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46507 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 15 |
| 46542 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 23 |
| 46516 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 15 |
| 46567 | 34.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 46514 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 15 |
| 46517 | 31.6 | EARLY_SIGNAL | VACANCY | 24 | 15 |
| 46767 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46540 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46528 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 46543 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46526
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.