ZIP
46528
IN · County 18039 · pop 26,356 (population)
30.6
Opportunity Index
WEAKNational rank #20979
Why This ZIP
ZIP 46528 ranks #20979 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46528 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18039 — ZIP 46528 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18039 — ZIP 46528 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18039 — ZIP 46528 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 15.0 |
| Vacancy | 6.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.1 |
| Bank Institutional | 47.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20979
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.5
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
6.8
Auction / REO
—
Construction Pressure
72.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
47.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.8%
Bank Score
47.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46528 | 28.7 | 14.4 | 0.0 | — |
| County 18039 | 31.0 | 14.6 | 0.0 | 25.1 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46507 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 15 |
| 46542 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 23 |
| 46516 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 15 |
| 46567 | 34.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 46514 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 15 |
| 46517 | 31.6 | EARLY_SIGNAL | VACANCY | 24 | 15 |
| 46526 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 15 |
| 46767 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46540 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46543 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46528
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.