ZIP
46545
IN · County 18141 · pop 26,581 (population)
28.3
Opportunity Index
WEAKNational rank #26505
Why This ZIP
ZIP 46545 ranks #26505 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46545 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18141 — ZIP 46545 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18141 — ZIP 46545 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18141 — ZIP 46545 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.8 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#26505
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.0
Pulse score25.1
Signal Breakdown — 10 Categories
Vacancy
9.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
27.8
Bank Institutional
55.6
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
102.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.2%
Bank Score
55.6
Insurance Score
0.0
Listings Discount
27.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46545 | 25.1 | 13.1 | 0.0 | 27.8 |
| County 18141 | 25.6 | 13.2 | 0.0 | 35.8 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46574 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 52 | 19 |
| 46552 | 35.3 | WATCHLIST | VACANCY | 49 | 16 |
| 46563 | 34.8 | WATCHLIST | VACANCY | 37 | 20 |
| 46613 | 34.5 | WATCHLIST | VACANCY | 55 | 15 |
| 46628 | 32.7 | EARLY_SIGNAL | VACANCY | 44 | 15 |
| 46619 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 15 |
| 46614 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 15 |
| 46536 | 31.6 | EARLY_SIGNAL | VACANCY | 45 | 16 |
| 46637 | 31.6 | EARLY_SIGNAL | VACANCY | 38 | 15 |
| 46616 | 30.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 45 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46545
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.