ZIP
46778
IN · County 18179 · pop 83 (population)
20.8
Opportunity Index
WEAKNational rank #33644
Why This ZIP
ZIP 46778 ranks #33644 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46778 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18179 — ZIP 46778 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18179 — ZIP 46778 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18179 — ZIP 46778 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 6.0 |
| Property Stress | 5.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
| Construction Pressure | 12.1 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#33644
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp34.7
Pulse score11.6
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
12.1
FL Deep Bonus
—
Property Stress
5.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46778 | 11.6 | 3.6 | 0.0 | — |
| County 18179 | 22.1 | 5.2 | 0.0 | 23.7 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46991 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 18 |
| 46952 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
| 46792 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 6 |
| 46783 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 8 |
| 47359 | 31.6 | EARLY_SIGNAL | VACANCY | 48 | 10 |
| 46798 | 28.3 | WEAK | VACANCY | — | 13 |
| 46740 | 27.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 46714 | 26.3 | WEAK | BANK_INSTITUTIONAL | 30 | 6 |
| 46777 | 25.5 | WEAK | BANK_INSTITUTIONAL | 23 | 6 |
| 46799 | 24.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46778
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.