ZIP
46785
IN · County 18033 · pop 1,630 (population)
28.0
Opportunity Index
WEAKNational rank #27160
Why This ZIP
ZIP 46785 ranks #27160 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 35.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46785 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18033 — ZIP 46785 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18033 — ZIP 46785 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18033 — ZIP 46785 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 11.0 |
| Vacancy | 10.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.3 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27160
PhaseWEAK
Primary driverVACANCY
Capital opp35.9
Pulse score22.8
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
60.3
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46785 | 22.8 | 10.5 | 0.0 | — |
| County 18033 | 30.7 | 10.8 | 0.0 | 38.0 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46721 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 11 |
| 46793 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 11 |
| 46710 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 14 |
| 46738 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 11 |
| 46742 | 34.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 46730 | 32.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 11 |
| 46706 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
| 46705 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 46748 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 13 |
| 46755 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46785
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.