ZIP
46940
IN · County 18169 · pop 2,913 (population)
28.2
Opportunity Index
WEAKNational rank #26708
Why This ZIP
ZIP 46940 ranks #26708 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46940 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18169 — ZIP 46940 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18169 — ZIP 46940 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18169 — ZIP 46940 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 15.0 |
| Vacancy | 14.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 27.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26708
PhaseWEAK
Primary driverVACANCY
Capital opp37.0
Pulse score22.4
Signal Breakdown — 10 Categories
Vacancy
14.2
Auction / REO
—
Construction Pressure
27.6
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.2%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46940 | 22.4 | 14.4 | 0.0 | — |
| County 18169 | 30.4 | 17.1 | 0.0 | 39.0 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46982 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 46962 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 55 | 18 |
| 46970 | 36.1 | WATCHLIST | VACANCY | 51 | 18 |
| 46992 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 18 |
| 46943 | 30.0 | WEAK | VACANCY | — | 18 |
| 46941 | 30.0 | WEAK | VACANCY | — | 18 |
| 46974 | 28.8 | WEAK | VACANCY | — | 18 |
| 46926 | 28.3 | WEAK | VACANCY | — | 18 |
| 46911 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46990 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46940
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.