ZIP
46975
IN · County 18049 · pop 13,985 (population)
41.6
Opportunity Index
STRONG_BUYNational rank #1153
Why This ZIP
ZIP 46975 ranks #1153 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46975 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18049 — ZIP 46975 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18049 — ZIP 46975 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18049 — ZIP 46975 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.2 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.7 |
| Bank Institutional | 63.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1153
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.4
Pulse score41.0
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
67.7
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
51.2
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
93.5
Price Cut %
15.6%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
51.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46975 | 41.0 | 23.1 | 0.0 | 51.2 |
| County 18049 | 39.7 | 22.9 | 0.0 | 38.2 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46978 | 41.0 | STRONG_BUY | BANK_INSTITUTIONAL | 59 | 17 |
| 46982 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 46939 | 38.3 | OVERHEATED | VACANCY | — | 23 |
| 46539 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 23 |
| 46960 | 36.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 46501 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 20 |
| 46985 | 33.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 46910 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 46931 | 32.7 | EARLY_SIGNAL | VACANCY | — | 23 |
| 46988 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46975
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.