ZIP
47031
IN · County 18137 · pop 5,179 (population)
28.2
Opportunity Index
WEAKNational rank #26708
Why This ZIP
ZIP 47031 ranks #26708 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47031 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18137 — ZIP 47031 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18137 — ZIP 47031 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18137 — ZIP 47031 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 4.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.3 |
| Construction Pressure | 16.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26708
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.3
Pulse score26.2
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
16.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
59.3
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
59.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47031 | 26.2 | 14.4 | 0.0 | — |
| County 18137 | 30.6 | 14.6 | 0.0 | 31.1 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47037 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 16 |
| 47250 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 21 |
| 47006 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 16 |
| 47240 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 19 |
| 47042 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 16 |
| 47041 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
| 47023 | 32.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 47017 | 29.4 | WEAK | VACANCY | — | 16 |
| 47034 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 47021 | 28.3 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47031
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.