ZIP
47138
IN · County 18077 · pop 4,646 (population)
31.8
Opportunity Index
EARLY_SIGNALNational rank #17716
Why This ZIP
ZIP 47138 ranks #17716 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47138 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18077 — ZIP 47138 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18077 — ZIP 47138 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18077 — ZIP 47138 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 58.9 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17716
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score28.0
Signal Breakdown — 10 Categories
Vacancy
18.0
Auction / REO
—
Construction Pressure
58.9
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.0%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47138 | 28.0 | 17.4 | 0.0 | — |
| County 18077 | 34.6 | 21.3 | 0.0 | 23.6 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47043 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 22 |
| 47230 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 47147 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 57 | 17 |
| 47243 | 35.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 47250 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 22 |
| 47170 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 15 |
| 47231 | 31.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 47224 | 27.5 | WEAK | BANK_INSTITUTIONAL | 25 | 13 |
| 47227 | 26.3 | WEAK | VACANCY | — | 14 |
| 47270 | 23.9 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/47138
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.