ZIP
47531
IN · County 18147 · pop 951 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16948
Why This ZIP
ZIP 47531 ranks #16948 nationally with phase EARLY_SIGNAL. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 49.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47531 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18147 — ZIP 47531 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18147 — ZIP 47531 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18147 — ZIP 47531 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.1 |
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 25.4 |
| Bank Institutional | 25.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16948
PhaseEARLY_SIGNAL
Primary driverLISTINGS_DISCOUNT
Capital opp49.9
Pulse score20.3
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
25.4
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
56.1
Bank Institutional
25.0
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
5.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
25.0
Insurance Score
0.0
Listings Discount
56.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47531 | 20.3 | 10.9 | 0.0 | 56.1 |
| County 18147 | 26.5 | 10.9 | 0.0 | 28.5 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47523 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 56 | 13 |
| 47601 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 14 |
| 47634 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 54 | 12 |
| 47615 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 12 |
| 47579 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 12 |
| 47577 | 32.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47611 | 30.2 | WEAK | LISTINGS_DISCOUNT | 43 | 12 |
| 47637 | 28.7 | WEAK | VACANCY | — | 14 |
| 47588 | 28.6 | WEAK | VACANCY | — | 15 |
| 47635 | 27.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47531
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.