ZIP
47586
IN · County 18123 · pop 10,994 (population)
37.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #5106
Why This ZIP
ZIP 47586 ranks #5106 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47586 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18123 — ZIP 47586 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18123 — ZIP 47586 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18123 — ZIP 47586 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.2 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.4 |
| Bank Institutional | 53.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5106
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.6
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
59.4
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
51.2
Bank Institutional
53.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
119.8
Price Cut %
18.6%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
53.5
Insurance Score
0.0
Listings Discount
51.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47586 | 33.2 | 17.1 | 0.0 | 51.2 |
| County 18123 | 30.2 | 16.5 | 0.0 | 38.1 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47137 | 41.3 | STRONG_BUY | VACANCY | 60 | 23 |
| 47118 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 47551 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 55 | 19 |
| 47520 | 35.4 | WATCHLIST | VACANCY | 44 | 19 |
| 47577 | 32.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47515 | 30.3 | WEAK | VACANCY | — | 19 |
| 47513 | 29.7 | WEAK | VACANCY | 29 | 15 |
| 47525 | 29.0 | WEAK | VACANCY | — | 10 |
| 47574 | 29.0 | WEAK | VACANCY | — | 10 |
| 47576 | 28.7 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47586
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.